Car Insurance

Buying a new car, you give him almost the last money. And rightly so. Better today indulge in something, because tomorrow the same car will cost more because of rapid depreciation of money, I mean inflation. For more information see this site: PayNet. And, of course, do not forget about the class of vehicle. If you can just buy a car a class above – not Please save. Themselves will then be grateful, having experienced in the first trip on the new Car respect for other road users. In practice, no one else would dare to squeeze in front of you in traffic or cut on the narrow road.

But all this is easier to acquire than to preserve. Accident, falling trees, unsuccessful parking and t.p. appearance of our shopping. Requires urgent repairs. And well, if in this situation, the culprit turns out to be someone else. And if it is not? Chtoesli all this happened solely because of your carelessness or lack of driving experience? In this case, for all have to pay out of pocket. And money is not small! That's it then most drivers and understand casco insurance policies and osago.

and that not all insurance companies are the same, despite the seeming at first glance, the similarity of insurance products. To know more about this subject visit Chris Rich Burkehill. How many times have I heard the angry cries of their friends and acquaintances of any insurance companies. For example, an insurance Suppose a company 1 (Car Insurance) 'do not pay me money when I came to them! " In this case, none of the perturbed speakers never, I repeat never, did not read the rules of insurance in which black and white is described disbursement procedures and the collection of required documents. Even more ridiculous looking man who confidently states about the reliability of one or inoystrahovoy company, when only bought the policy. For example, 'the insurance company say number 2, I will have no problems. Office they have more work quickly and energetically. I have not been detained or how, all wisely and well told, then the paperwork and everything. It took not more than 1 hour. " This, of course. Only with conclusions are not in a hurry. Since the sales department and the department of insurance payments – this is not the same! And before you judge the reliability of a company, you should first acquire experience in communicating precisely with the latter department. Also, do not is infinitely trust various insurance brokers. They are, with few exceptions, work on the principle: sell and forget. Therefore, brokers try to sell insurance products to those companies that pay them a higher percentage of of the value of the policy. And if you, for example, persistently and without alternative say that only 'our' insurance company the best of the best and the others are not even worth paying attention, it is literally a minute to think about and analyze what was said. Maybe this company is really good, but there is something better! To summarize all of the above. Insure it is necessary – it is so. But before you run headlong into the first insurance company need to examine the insurance market and the experience of other car owners, after reading reviews of insurance companies. Also check out the rating of insurance companies, maybe there you will not even be able to find those companies that are so hard imposed on all sides!

Volkswagen Sales

"People do not want, as it was before, save for a few years car – says the director of business development analyst firm auto-dealer.ru Oleg .- They are easier to go to a showroom, get credit and go out on a new car today. Especially in the recent automakers offer their customers a really good loan programs. Number of special offers at inexpensive foreign cars and in fact growing. If one year ago in this segment was, in fact, only one proposal (Ford Focus at 4,9% APR), today various bonuses when buying a car in debt offer almost all producers. Renault Logan can be purchased at 1.6% per annum, and Lancer (the second place as a result of sales), Nissan Almera (seventh place) and the Peugeot 307 (13th place) under certain conditions offered interest-free installments. In the future entry of new foreign cars in Russia will only grow. And a very important factor will be the development of foreign automotive production in Russia.

Estimated analyst at PricewaterhouseCoopers Stanley Root, in 2010 can expect a fourfold increase in sales of "Russian cars". And it has greatly changed the balance of power between leaders in sales. According to PricewaterhouseCoopers, in 2010 in the first place will come an alliance with Renault-Nissan sales of 120 thousand cars assembled in Russia (both of concern at that time will have plants). In second place would be Toyota (about 115 thousand cars), the third – Hyundai (100 thousand). During the fourth or fifth place with a score of about 80 thousand cars will be fight between General Motors and Volkswagen.

Winches

Where did winch? Who invented it? In our time, resurrect the series of facts and find answers to these questions are really hard. Since ancient times, winch used to lift various loads. The basis of the winch is rotating block. One of the first winches were only a mechanism similar to the pulley. Burton – this is the relationship of mobile and fixed units are bent by a plastic element (rope, chain or rope).

None less modern winch is a relatively tricky mechanism. The device uses a special winch parts warn spontaneous lowering of loads. It is used for vertical uplift on yachts, as well as by She lowered elevator car in a high-rise building. Applies as well for towing of non-motorized boats and fishing boats on the winches out nets with fish. The winch is a device that pull force is given by rope, chains from the drive drum. In addition to lifting heavy loads every winch is widely used, and when you move a large object, based on automotive winches is the principle, and rightly appear automobile hoists a wonderful tool to rescue bogged down in mud car. There are lots of kinds of winches, each for a special occasion, in an environment where we can restrict their own physical force is used manually, and if his forces could not handle the rescue comes an electric or hydraulic winch. Constituting part of an ordinary electric winch with a motor, drum, frame and braking system.

The mechanism of automotive winch is mounted on the car, he intended to move it by twisting the cable, while the free end of which is attached to the immovable object – firmly established and far greater weight. The hydraulic winch is powered by hydraulic motor, usually actuated steering pumps. Hydraulic car hoist has a lot of fundamental advantages such as resistance to overload (overload motor is not broken, but simply stops working), the reliability of the hydraulic motor, and also can not exclude the possibility of working under water, as the motor is hermetically sealed. When choosing winches to take into account such factors as load index winches, the heavier the car, the higher should be indexed. Load index indicates the limit pressure, which can produce a winch when thrust load horizontally (to pull the vehicle over the asphalt enough effort at 100 pounds). Winch, having a high index of carrying capacity, are expensive, but they are reliable, wear under different conditions operation.

European Directive

Euro-4 (EN-590: 2004) – the most advanced to date, the environmental standard, which includes the requirements of European Directive 98/70/EC on fuel. This standard has several versions, which have arisen in connection with a stepwise stricter requirements for emissions. Euro-1 appeared in Europe in 1994 simultaneously with the European Union, the Euro-2 – in 1996. Since 2000 the eu introduced a standard Euro-3, which provides a maximum emission of co in the amount of 0.64 grams per kilometer for passenger cars. Since January 2005, entered into force on Euro-4 standard, providing for reduction in carbon emissions even in 2,3 times, and hydrocarbons – in 2 times. To date, in European Union's use of cars and fuel below Euro-4 standards are strictly prohibited. In 2008, Europe will be put into force of Euro-5 level limitations which is not yet officially installed. Providing high requirements of European Directive 98/70/EC on fuel is achieved in the production and use of fuels with sulfur content below 50 ppm (EN-590: 2004)..

SAI Vehicle

Machine for a few life changing hosts – such is life. Purchase of used cars, unfortunately, to date, may end altogether neradostno for the buyer. In our country every day hijacked hundreds of cars, some of them after a while once again declared in the auto market, which makes it extremely difficult choice of car. At least the deregistration of individuals held in high esteem these days, because before all the cars sold by proxy. Nobody may be immune to this.

Not recommend to rely on the fact that after throwing his sights on the identification number, you will understand what happened to him that something was wrong. But to buy a car can be killed in any region of Russia. Numbers of units controlled when the vehicle is registered in the SAI and inspection, but that's not enough. Expertly forged documents (vehicle registration document, the GRA, a contract of sale car) unprepared person also did not identify. Consider what kind of problems may be waiting for you when purchasing the car on the spontaneous auto market: A machine with genuine documents, but a broken accommodation units. In the case reveal initial marking and, accordingly, the origin of the TC is not possible, you will have to wait for the refusal to register the car to replace the unit (ie, gain neperebity body or engine, we make the change, we get numbers). If you can find the starting number and the initiator of the search, and the man who stole a car, wants to get the car back, crying your money.

Lateral Winter

Speed is reduced by the reduction gearing. In the best case, after an incorrect assess their capabilities driver realizes his mistake once in a roadside snowbank. Often on winter road you can see an accident, which was attended by several cars. Model of these accidents is quite simple: one who stands Last not keep your distance, move down the road at high speed. And even the emergency brake did not saved the car from a collision. Observing the elementary rules of caution can avoid situations in which your vehicle plays the role of the last car in "road train". And not to be in place first car, avoid sudden braking.

On the winter road braking should be smooth and continuous. If you see that stop earlier than required, it is always possible to release the brake pedal and just roll at very low speed until the stop point. Otherwise, noting that the machine does not have time to stop motorist hits the brakes harder, and often that is what leads to a wheel lock and a subsequent drift. NOTE: the sharp deceleration on any road surface, even under good weather conditions leading to the creation Emergency! Another piece of advice to drivers, following a long distance. Put the bag in the trunk with raw sand. This will provide directional stability and uniform distribution of load on the front and rear axle vehicles, and more sand can be used if you demolished on ice.

Particularly dangerous for the driver are junctions and public transport, where the road is a thumb-wheel braking Car cover, sprinkled with snow or covered with a crust of ice. Advise on the approach to a dangerous site, reduce speed, increase distance and the lateral spacing with respect to reaching a number of vehicles. All activities run smoothly, without sudden movements. Also be aware that in the autumn and winter daylight hours are shorter and drivers often have to use headlights. Remember: seeing yourself enough, you also be visible to others, and dirty steklorasseivatel reduces brightness. Very hard driver at night when it rains. The light reflected in the flow of water can be deceiving. Wet road surface becomes a "mirror" reflecting headlights of moving cars. It should be more attentive to other road users – do not forget to switch the lights on low beam. Many training centers offer improved driving skills in the winter period, special programs for rapid adaptation to the city mode. In order not to lose a car, no self-confidence requires a special set of skills. Skills of safe driving in critical situations.