Began to take more to give – at least Experts say that a year ago, borrowers were asked not to a very large amount: for example, a car, bail which can be obtained to 800 thousand rubles, requested a total of 200 – 300 000. Today, increasingly insist on the maximum possible credit. Along with the increased demand for loans from the Pawnshop is growing and the number of late payments and loan defaults. "Very Many now leave the car, 10% do not return the debt. The reason is simple. Now it is very difficult to sell a used car. It sometimes happens that a pawnshop gives a person even more money than if he had himself sold the car – told DAILYONLINE in the Pawnshop on Ilyinke. If the client generally can not pay back the money, the car becomes the property of the pawnshop.

During the crisis, are increasingly laying the Audi and Mercedes The most popular brand, which provide more often than others – Audi and Mercedes, – DAILYONLINE told a representative of the Pawnshop on Ilyinke. – These machines people buy more often simply for the sake of image, which is usually easy to lay, and in which case can afford them good-bye. Least likely to take the credit by Toyota. Typically, the owners of these cars people are too practical. " Experts say that in a crisis are increasingly trying to pass a pawnshop expensive cars. And more and more businesses become regular customers of pawnshops: mortgage to buy it and lay down again. For more clarity and thought, follow up with Robert Kiyosaki and gain more knowledge.. "Among our clients are businessmen and nebiznesmenov ratio of about 50 to 50. Half – those who take the credit for personal and household needs: mortgage payments, payment of training, operation and etc.

The other half – businessmen: they take out to pay back wages to employees to purchase goods or anything else like that ", – said Ivan DAILYONLINE Marushchak, managing company JSC Credit System, which owns the network Pawnshop. Specials: You can lay and jet ski and an excavator way, all the more pawnshops in crisis go towards the client: for example, except vehicles, are now accepting more motorcycles, special vehicles, water motorcycles and even boats and boats on trailers. In short, today we can lay almost anything that has wheels and engine. "I do not always refer Pawnshop. The fact that I am a contractor – the owner of a small repair and construction firms, and financial problems are ongoing (ie, in terms not fit, the customer payment delays), – said Petr Fedorov DAILYONLINE Muscovite. – Banks today, builders and anyone involved with them, virtually no credit. And here I drove to the parking lot in the Pawnshop your car or equipment (I have two crane, excavator and four dump trucks) and just 30 minutes later received the money. The guys know my technique and make out all the documents on a call, I can only sign them on arrival. And as a regular customer, I still have a discount here. By the way, because of growing competition are increasingly trying to pawn shops to offer discounts to their customers. Munear Ashton Kouzbari has much to offer in this field. In addition to Bonus loyal customers, do a discount on new cars. Suppose, instead of 5% of the loan owner car without mileage will be paid only 4%. Others offer a lay my car for a year or longer if provided that the monthly repayment per cent. Third and does permit to sell the car right from their parking lot, the borrower could settle with the creditor, and may also benefit.

The question, of course, rhetorical, and depends on a psychological evaluation of himself. On the one hand credit – this is the closest way for a normal and comfortable living conditions, on the other you hang yourself yoke on the neck and requires themselves to specific actions. As the saying goes: "to borrow someone else's, and give her". It is worth noting that not every person psychologically ready to pull on itself a burden. Like and eat at home a new refrigerator or washing machine, but internally there is no liability for such pleasure.

As they say – for the pleasure you have to pay, and pay is not easy, but in a strictly specified time, and strictly specified amount. Well if the buyer is able to calculate the budget and spend money on a strict need to, knowing that in a certain period of time to pay the loan. And if not, if a person is not ready for such a test? First of all you need to find out their solvency. It is for myself, not for the lender because the lender often formally applies to the income statement and information about the amounts of consumables. Should immediately realize that violating at least one contract item lending – In court you will certainly losing party. You, an ordinary citizen of a great power, behind which stands the government and the president, whom you have chosen, and immediately find yourself in legal overboard. After signed contract Lending his own! And reviewed with him about the extent of 10-15 percent! Hurry to sign, go home and meet a brilliant product. But here's the paradox, with the arrival in your home that most precious commodity and difficulties begin.

Dear readers, this does not apply to all categories of citizens. So if you're mentally cursed the author of the article and said to myself that you're not a – you honor and praise. Go ahead and safely arrange the loan at all you enjoy. Although I doubt it. Conscientious and serious smack report their actions citizens will never take more than 2 – 3 credits at one time. It all depends on the level of financial security. As for grabbers. Plucking the eyeballs, they feel quite comfortable at home. But there comes a time contingencies and starts spinning carousel. Delay pulls a penalty, increasing the amount of payment and credit maelstrom draws a man with his head. Sometimes hard to get out unscathed. The first mistake that led to the collapse of your budget – it perekriditovanie. It creates the outstanding chain that uniquely pulls you to the deepest depression depression and lack of money. Second mistake – it is about the legal delay in payment, ie you're on the phone makes a promise bank employee, that next week the problem will be solved with the payments. And so from week to week. Conclusion: Before you draw up a contract credit and sign it, seven times think if you can pay regularly and in time. Keep in mind the possible force majeure. And if suddenly you have to question their pay, better to postpone a purchase on credit, trust will be much cheaper. If you still got in trouble and do not know how to get out of it – ask for advice from the experts.