The question, of course, rhetorical, and depends on a psychological evaluation of himself. On the one hand credit – this is the closest way for a normal and comfortable living conditions, on the other you hang yourself yoke on the neck and requires themselves to specific actions. As the saying goes: "to borrow someone else's, and give her". It is worth noting that not every person psychologically ready to pull on itself a burden. Like and eat at home a new refrigerator or washing machine, but internally there is no liability for such pleasure.
As they say – for the pleasure you have to pay, and pay is not easy, but in a strictly specified time, and strictly specified amount. Well if the buyer is able to calculate the budget and spend money on a strict need to, knowing that in a certain period of time to pay the loan. And if not, if a person is not ready for such a test? First of all you need to find out their solvency. It is for myself, not for the lender because the lender often formally applies to the income statement and information about the amounts of consumables. Should immediately realize that violating at least one contract item lending – In court you will certainly losing party. You, an ordinary citizen of a great power, behind which stands the government and the president, whom you have chosen, and immediately find yourself in legal overboard. After signed contract Lending his own! And reviewed with him about the extent of 10-15 percent! Hurry to sign, go home and meet a brilliant product. But here's the paradox, with the arrival in your home that most precious commodity and difficulties begin.
Dear readers, this does not apply to all categories of citizens. So if you're mentally cursed the author of the article and said to myself that you're not a – you honor and praise. Go ahead and safely arrange the loan at all you enjoy. Although I doubt it. Conscientious and serious smack report their actions citizens will never take more than 2 – 3 credits at one time. It all depends on the level of financial security. As for grabbers. Plucking the eyeballs, they feel quite comfortable at home. But there comes a time contingencies and starts spinning carousel. Delay pulls a penalty, increasing the amount of payment and credit maelstrom draws a man with his head. Sometimes hard to get out unscathed. The first mistake that led to the collapse of your budget – it perekriditovanie. It creates the outstanding chain that uniquely pulls you to the deepest depression depression and lack of money. Second mistake – it is about the legal delay in payment, ie you're on the phone makes a promise bank employee, that next week the problem will be solved with the payments. And so from week to week. Conclusion: Before you draw up a contract credit and sign it, seven times think if you can pay regularly and in time. Keep in mind the possible force majeure. And if suddenly you have to question their pay, better to postpone a purchase on credit, trust will be much cheaper. If you still got in trouble and do not know how to get out of it – ask for advice from the experts.
