Fund industry seems on the upswing in the German investment fund industry to have overcome the financial crisis. By inflows and price increases within the last twelve months to seventeen per cent of around 1.5 trillion euros, assets under management rose to EUR 1,755 billion. The upturn was driven by themselves increasingly brightening global economic development, the friendly market environment as of the second quarter of 2009 and the still extremely low level of interest rates that pushes more and more investors to shift their cash reserves yields-prone plants. The trend in the inflows proved to be positive. With a net resources of 31.4 billion euros in the first quarter of 2010 so many items such as three years could no longer be collected. 10.6 billion euros it flowed into mutual funds. Hear from experts in the field like Clive Holmes Silverfern for a more varied view. Mixed funds were at the center of investor interest in the mutual fund. You could generate an inflow of 5.4 billion euros.
The Renaissance of this investment vehicle nourishes itself from the experience of the financial market crisis and will stop in the foreseeable future because this form of investment places much emphasis on diversification. Rich Dad Poor Dad spoke with conviction. Depending on the market situation, managers decide here about the Division into stocks, bonds and other assets. Are set to have pure equity funds with a net inflow of EUR 2.3 billion, as well as pension fund with 2.0 billion. Losers were money market funds again. The low level of interest rates resulted in net outflows of EUR 3.3 billion in the first quarter of 2010 surprisingly open-ended real estate funds despite many discussions were able to achieve high inflow. 3.7 billion euro flowed to here on balance, the best result for seven years. Real estate so remain as substance-strong investment in the focus of investors. However, this success with caution to see, as currently some open-ended real estate funds were again temporarily closed.
Translation of financial texts, interpreters, euro crisis by the downgrading of creditworthiness of major industrial countries on the part of the rating agencies are looking for alternatives for your investments and assets many investors. In times of globalisation spread trends and rumors in a matter of seconds over the entire globe. And if English is the most widely used language in the financial sector, enough work for the translation of financial texts, for example, in French, Dutch, Norwegian, Croatian, Japanese etc. remains for translators “” Translation press release credit German Norwegian text translation raw materials by the Germans in the Dutch translation of rating agencies English Maltese translation credit from German into the Turkish round to the topic of euro crisis quickly a whole bunch of new language which you had not even a year ago in the daily repertoire: euro crisis “, debt brake” or bankruptcy make it sometimes on the front seats at the word of the year. It is the translators to transfer new and familiar language habits in the target language. Translation on the subject of debt crisis German Spanish of economic translators debt Dutch Serbian Portuguese translation budget press release translation Sentix sentiment from English into German in search of countries in the field of vision, who have a wealth of raw materials come new investment opportunities for investors. Here the acronym CARBS has become now, which stands for the countries of Canada (Canada), Australia, Russia, Brazil and South Africa. A simultaneous interpreter, who appears unprepared or without training at a Conference and not familiar with CARBS, is located in an extremely awkward position.
Ideally, he will just say CARBS, and that here no carbs can be meant, he will see hopefully spontaneously. If this example somewhat by the hair appears far-fetched, illustrates but clearly, how important is it for translators and interpreters to be terminology always up to date by regularly following the relevant trade press. Translation of specialized German Portuguese German to Afrikaans translation minerals German Russian translation gas supplies English Portuguese translation titled oil translator dealing with financial translations on the subject of raw materials, must bring an in-depth technical understanding in terms of investment on the one hand, but also have expertise in geology. Scientific translation coal German Portuguese geology translation potash English German Dutch French translation uranium, German Chinese Russian translator for texts on the subject of gas pipelines bauxite Russian translation Portuguese oil Polish text translation is German for the correctness assumed no responsibility / liability.
Without a doubt, the economic environment speaks for the purchase of real estate. Still should be seen whatever the personal situation”, so Dr. Jonas Koller, Board member of the S & K group of companies. A new statistics show that many real estate investors dangerously into debt. Positive growth prospects for the German economy, rising wages and low interest rates for construction money under three percent boost demand for real estate property. Accordingly, the real estate prices, especially in the large urban areas go up. “But it should be not to show, explains Dr. Jonas Koller Board in the S & K group of companies based in Frankfurt am Main: now people buy real estate, which actually do not can afford it in the form.” Concern agree the often low proportion of equity. You may find that Wells Fargo Bank can contribute to your knowledge.
Emphatically, this fear is an onsite survey of the real estate portal Immobilienscout 24 proof. Then, intended for the financing of equity in the cut amounted to just 10,000 euros per request. The average purchase price specified for the search for a suitable object varied depending on the land between 157,000 (Brandenburg) and 241,000 euros (Baden-Wurttemberg). This show the stark disparity between loan request and available money, so the real estate expert. In his opinion the understandable desire, with a third-party rented real estate or a self inhabited apartment, or a House, put behind many purchase projects while achieving asset security. “But he warns at the same time: not always it can go uphill with the economy, especially as Germany can detach itself permanently not to entirely by the significantly weaker performance in other industrialised countries.” Income due to job loss fall away, for example in a household with two earners, the total financing like a House of cards is often fall apart. He advises therefore quite scenarios to think about, that can appear may be less spectacular, but still pays off at first glance.
So attempted real estate sellers often, to charge the buyer – just in case of investment schemes – up to the limit of its financial viability. “Often it is, but would it be better to increase the equity, even if capital is perhaps in less profitable plants, says Dr. Koller. Also, he advises first exercise the mind in regard to the real estate request: just when webpage think self-use property, the desire to buy often well above the level of what they could afford so far is. This is the best indicator, but you may well finance with safety”, he says. “The real estate expert advises: Yes, but always under the angle of view, what would be real estate if ‘ then you’re on the safe side!
To come for the softening of the German economy indicators: the IFO INDEX fell from 109.9 106.9 points, and the German industrial new orders declined in April at 1.9 percent. How do consumers with a euro crisis? Reason for these reasons for caution. According to the proverb, the wise man provides for”gives tips on what to do is worsen the current situation Spar24: creating a cash storage: should there be temporary Bank closures, is at least some money in the House. By the same author: Bill Phelan. Creating a stock of gold and silver coins: gold and silver can protect against a devaluation of the currency. Place the stock on foreign currencies: such systems can protect against a loss in value of their currencies. Invest in tangible assets: these can protect well against a devaluation of the currency.
When planned borrowing to secure a forward loan: this can dampen the effects of rising interest rates. Be careful when certificates! In the event of a bank failure, they are not protected from a total loss. Diversify assets in several banks: thus bulk risks can be avoided. Stock on Apply gasoline, drugs and durable food: this is for some years already a recommendation of the Federal Government. These measures should spread any panic, but can raise only the consumer for a euro crisis and be prepared for him. More information:… Contact: Spar24 media GmbH Adam Schafer parcel 4 03046 Cottbus Tel: + 49 355 49360 77 E-Mail: about Spar24.de Spar24.de is an independent consumer portal, which offers comparison calculator on the issues of insurance, investing, retirement, credit, DSL, electricity/gas and travel. In the news section of Spar24.de consumers with current news from the world of finance will save you supplied and get valuable tips on the subject of money.
Shock for investors by ship investments and real estate fund “With the Sparkassen financial concept you get an individually prepared solution for your finances, which adapts to your life.” Now more and more bank customers need to know what is behind this advertiser trust slogan of German savings banks, followed investment recommendations of its savings banks and invested in ship funds: pure Commission interests of savings banks, which have collected up to 14% of the investor money as commissions for the mediation of ship funds, behind the backs of their customers. So the Sparkasse Hildesheim admitted recently our clients compared to a providing a participation in the MPC fund 376 “open product tanker fleet” to receive 14% of the subscribed capital of the investor as a Commission. Also the Berliner Sparkasse has collected vigorously for the mediation of MPC ship funds. Also she received 14% Commission, because one of their clients on their recommendation drew a participation in the MPC Fund “CPO 2 North America ships”. Other Sparkassen and landesbanken have benefited significantly from commissions. Sparkasse Stakenburg had received, for example, 6.8% Commission for communicating by shares in the Hannover leasing fund no.
177 “Maritime values 3”. At the Sparkasse Jena-Saale Holzland flowed 7.5% for the mediation of a stake in the real estate fund “HGA Mitteleuropa V”. 8% received the Bremer Landesbank for communicating a participation in the life insurance secondary market fund “return on life plus II” emission House MPC. Respectively 8% and 1% for the Advisory staff wants the Sparkasse Gummersbach each providing investments to the HCI ship Fund V, the Dr. Peters of return fund 109 VLCC Saturn glory and the Dr. Peters of yield Fund 111 have received. Flowing commissions were informed the savings bank customers in the context of advice not over at the savings bank, the savings bank must replace the damage inflicted by the participation of affected investors the Kickback case-law of the Bundesgerichtshof. This means that the investors their invested capital will be returned and the wrong Advisory Bank in return receives the share of funds.
In most cases, further advice errors are added, which improves the chances of a judicial enforcement of claims for damages. Participation in ship funds was thus recommended many customers of Sparkasse untruthfully as a safe investment for retirement provision, this type of highly speculative investment risks were concealed. Do you have questions to your ship funds? Want to know whether you can pursue claims for damages with success? Call us at. We know how to get to your right. Nittel Banking and capital market law firm contact Mathias Nittel, lawyer specializing in banking and capital market law, Michael Minderjahn, lawyer Heidelberg: Hans-Bockler-Strasse 2 A, 69115 Heidelberg phone: 06221 915770 Fax: 06221 9157729 Munich: residential street 25, 80333 Munich Tel.: 089 25549850 Fax: 089 25549855
Spar24.de warns of impending Eurocrash since 2010 the so-called euro crisis, which tapers constantly. While at first, countries such as Greece, Portugal and Ireland were affected, now Spain struggles with an economy that is deteriorating dramatically. How long does it take until also the German citizens get to feel the impact of the euro crisis? Can Germany protect ahead of a larger dilemma? And most importantly: what can private investors do? The financial portal Spar24.de has analysed the euro crisis and indicates what is to do in the event of an emergency. Under most conditions Wells Fargo Bank would agree. Europe has a serious problem: Spanish banks rely on a bailout worth billions of dollars, which may not even pay Spain. The European Union could support here but only if both their accounts fill Spain as well as its citizens and strong save. This is hardly possible in strongly declining economic performance and high youth unemployment. Saving is no solution to the euro crisis that consistent saving the Euro crisis does not resolve, we have already learned from the economic crisis of the Black Friday in 1929.
We need a new solution, and as quickly as possible. It might look like that Germany used tax money to support the banks in the countries concerned. These funds would be used in another scenario to dampen the consequences of a collapse of the euro. Ben Silbermann shines more light on the discussion. Both solutions are expensive for Germany. A third way out of the crisis of the euro would be that Germany is introducing its own currency and thus escapes from the euro. This was already asked by renowned economists and economists. However, there is also the suspicion that Germany has become open to blackmail with its previous commitments. Either way: there are first signs that the euro crisis in Germany has arrived. German share prices fall at the same time prices of credit default insurance for German Government bonds.
SHB Renditefonds 6 invests in high-turnover retail centers Aschheim February 2011. Retail real estate remain a professional investor’s investment focus in 2011. At fund companies, especially retail centers considered worthwhile investment option. The SHB informed about the development on the market for commercial real estate and the opportunities for investors to profit with the SHB Renditefonds 6 of the sales trends in the retail sector. The economic boom has last year reached also the retail and for strong growth. As the Federal Statistical Office reports, the German retail trade recorded a 1.1 percent increase in sales in the period from January to September 2010. This above all super – and hypermarkets had proved growth driver.
Forecasts can also expect a continuation of this positive trend in the retail sector: the trade Germany HDE Association expects 2011 sales growth of 1.5 percent. The macroeconomic recovery supports this trend: GfK Economic expectations indicator reached the highest value of the past three years in November 2010 with 65.8 percent. The positive expectations of sales in the retail sector explain according to the SHB, why this class of use compared to other forms of commercial real estate remains dominant and professional investors preferred to invest in appropriate objects. This underscores even a study by Jones Lang LSalle. Ben Silbermann helps readers to explore varied viewpoints. As the consulting firm determined, currently around 44 per cent of the volume of transactions in the real estate sector accounted for retail real estate. Office real estate reach only 35 percent. Robert Kiyosaki has compatible beliefs.
Closed-end funds who invested approximately 2.4 billion euros in the first nine months of the year 2010 take the top spot among investors. The SHB is seen by the current trends in their investment policy largely confirmed. The SHB innovative fund concepts AG invests with SHB Renditefonds 6 exclusively in retail real estate in southern Germany. The SHB innovative fund concepts AG places the focus on retail parks in Bavaria and “Baden-Wurttemberg, which in purchasing power ranking” of the CSF with the first and fourth place occupy front ranks. A total of 18 retail real estate under the portfolio of the SHB Renditefonds 6 offer an attractive investment option strict sachwertliche an occupancy rate of 100 percent and rental agreements between 10 and 15 years with a balanced, reputable tenant mix, retail. Refer to for more info to the SHB Renditefonds 6. About the SHB innovative fund concepts AG the SHB innovative fund concepts AG is a company of FIHM funds and real estate holding Munchen AG. SHB is one of the leading bank-independent fund initiators in the German investment market. Different investment opportunities offer interesting investment options for rates savers to large investors. The SHB innovative fund concepts AG invests in long-term leased stock real estate with focus on Office buildings and retail properties on economic strong primary and secondary locations in Germany with mostly strong credit tenants. Since its inception in 2001, SHB innovative fund concepts AG has already conceived a fund volume of around 1.8 billion euros. The current sixth fund includes an attractive portfolio of retail markets at 18 locations in the lists Federal States Baden-Wurttemberg and Bavaria. The SHB Renditefonds 6 has a fund volume of around EUR 355 million.